For lenders

Deal flow that arrives ready to underwrite.

Borrowers answer what an underwriter would ask, files arrive packaged to broker standard, and the only deals you see are the ones inside your appetite. From the team behind Tiger Financial — sending files to credit teams since 2004.

Complete files, not leadsYour appetite, live£0 to joinPay on completion
Talk to us about joining →£0 to join · pay on completion
Deal Sheet · BIO-2481Complete file
£449kGross loan
62%LTV
12 moTerm
SecurityMixed-use, Manchester · £725,000 MV
PurposeAcquisition + light refurb (£60k budgeted)
ExitRefinance — DIP attached
Sponsor6 projects · homeowner · clean credit
InterestRetained
ID VerifiedCheckmyfile.comLtd Co BorrowerBTL ExitNon regulated
01 · The deal flow

The file you receive

Every deal arrives as a packaged file, not a name and a phone number. The borrower has been through an underwriter-grade fact find before you see anything, and the sheet at the top of this page is the real format.

And it's the same file every time. One layout, every fact where you expect it, so your underwriters read the tenth deal as fast as the first.

A thin enquiry

  • A name, a number and a rough loan amount
  • An hour of chasing before you can even decline it properly
  • Credit history discovered at week three
  • Exit asserted, never evidenced
  • Terms issued blind, re-traded at credit
Costs you an hour to say no

A bridgingradar file

  • Entity and shareholders disclosed, ID-verified
  • Security described honestly — listed-for-sale answered up front
  • Works costed, not guessed at the doorway
  • Exit named and evidenced, DIP attached where it exists
  • Credit explanations attached rather than discovered
Gets a real decision in minutes
02 · The matching

Only your kind of deal

Your criteria live in our engine as data, not as a PDF someone skims. When your appetite changes, the flow changes with it, the same day.

Criteria as living data

LTV ceilings by asset class, loan ranges, borrower types, works appetite, geography — held in a structured model we keep current with you, not scraped from a rate card that aged out last quarter. Send us your product guide and the engine reads it straight into your criteria — nothing changes until a person has approved what it learned.

Pre-qualified, not broadcast

Deals reach you only when they fit your box. No spray-and-pray circulation, no sifting through flows you'd never write. Your decline rate falls because the filtering happened before you saw anything.

Appetite you can turn

Full book this month? Hungry for heavy refurb next? Tell us once and the engine adjusts your flow immediately. Your appetite is a dial you hold, not a listing you're stuck with.

HungrySelectiveFull book
03 · The Deal Room

Compete for deals without a public race to the bottom

When a strong deal qualifies, it opens a 48-hour Deal Room. You place a sealed offer: rate, fee, leverage, days to complete. No rival sees your terms, and you never see theirs. What you get is a coarse position signal — competitive, or off the pace — with the chance to improve before the window closes.

We built it this way after listening to lenders, not borrowers. An open auction drags every price to the floor and punishes the disciplined. Sealed bidding rewards the lender who genuinely wants the deal, keeps your terms confidential permanently — and you're bidding on the complete file, so the deal you win is the deal you priced.

DEAL ROOM · BIO-2481Example
Closes in31:24:07
The deal
Gross loan£449,000
LTV62%
SecurityMixed-use
LocationManchester
ExitBTL refinance — DIP attached
Your sealed offer
Rate0.82% pm
Arrangement fee2%
Days to complete10
Improve offer →
Your position
Off the paceCompetitive
Rival bids visibleNever
Offers in roomSealed until close
See full Deal Sheet →
Sealed biddingComplete file attached48-hour windowImprove until close
Real activity only. Borrowers see genuine offers as they land — we never simulate interest in either direction. The same honesty that protects you protects them.
04 · The league table

Your service finally becomes visible

Every completion on the platform feeds a league table of lender behaviour. For the lenders who deliver, this is the marketing you could never buy: proof.

Speed to decision

How fast you issue terms on a complete file. The lenders who answer in hours get shown to borrowers who value exactly that.

Terms that hold

The share of your issued terms that complete unchanged. Re-trading wins a deal once and costs ranking on every deal after it.

Completion speed

Instruction to drawdown, measured across real deals. Your operations team's work, made visible to the market for the first time.

One thing we want in writing: ranking cannot be bought. Not with volume, not with fees, not with a relationship. It's earned from measured behaviour or it means nothing — to borrowers or to you.

05 · The commercials

Free to join. You pay when you complete.

There's no listing fee, no subscription, no charge for portal seats. When a deal you fund completes, you pay a standard procuration fee, the same mechanism you already use with every broker on your panel. Nothing novel to run past compliance.

One difference worth knowing before you join: we disclose that fee to the borrower on every transaction. It's part of why borrowers trust the platform enough to complete their files honestly — and their honesty is what makes the files you receive worth underwriting. The transparency isn't a constraint on you. It's the reason the flow is good.

What it costs to try: one conversation and a criteria questionnaire that takes about thirty minutes. If the flow isn't worth your underwriters' time, leave. There's no lock-in, no minimum term, and your criteria data gets deleted on request.

We think you'll stay for a simpler reason: complete files, inside your appetite, from borrowers who came direct. That combination doesn't really exist anywhere else at the moment.

06 · What we ask of you

Three commitments. The same ones we make.

1Keep your criteria current. A stale box wastes everyone's time, yours first. Thirty seconds to tell us your appetite moved beats declining ten deals that no longer fit.
2Respond inside the window. Complete files deserve fast answers, and the Deal Room clock is real. A quick no is worth almost as much to a borrower as a slow yes.
3Honour what you issue. Terms on a complete file should complete. The league table measures this — and rewards it more heavily than anything else, by design.
07 · Getting started

On the panel inside a week

01

One conversation

A call with our team — people who've packaged bridging deals for twenty years, not a sales script. Tell us how you like to lend, what a great deal looks like for you, and where your book wants to grow.

02

Criteria captured properly

A structured questionnaire (or just send your product guide and we do the extraction) covering roughly seventy criteria points: LTVs by asset, loan ranges, borrower types, works appetite, geography, the lot. You verify what we've recorded before anything goes live.

03

Portal live, deals flowing

Your team gets portal access: deal cards, full deal sheets, Deal Room bidding, completion tracking. First matched deals typically arrive within days, depending on how often your box comes up in the flow.

Straight answers

What lenders ask us first

Where does the borrower flow come from?

Direct, mostly. Borrowers find the platform through search, the Knowledge Base and referral, and complete the journey themselves. Professional introducers add flow alongside that. What reaches you is the same either way: a complete, standardised file.

Can we decline deals without penalty?

Of course. Declining deals that don't work for you is underwriting, and it's your job. What the league table measures is behaviour after you say yes: speed, held terms, completion. Saying no quickly is good citizenship, not a black mark.

Who sees our pricing and criteria?

Borrowers see your terms on their own deal. Rivals never see your Deal Room bids, and your criteria live in our engine for matching, not for publication. We're brokers by heritage; discretion about lender terms is muscle memory here.

Do you integrate with our systems?

The portal works standalone from day one. API access for deal delivery and status updates is on the roadmap for panel lenders who want it — tell us your stack on the first call and we'll be honest about timing.

Complete files. Your appetite. Borrowers who came direct.

Talk to us about joining →
Free to join · pay on completion · no lock-in